First Time Buyer

Buying a house is one of the largest and most important purchases you will ever make. Being your first home can make it even more significant and pretty daunting without the right advice.

There are so many important factors to take into consideration, such as the length of the mortgage term, interest rates, deposits, fixed rates or variable rates, surveys…the list is endless.

For anyone taking on a mortgage, the options can at best be confusing, however for the first time buyer the whole process can be completely bewildering.

Long gone are the days of dressing up to face your local bank manager, justifying your ability to fulfil your mortgage commitments and anxiously waiting for their approval. By the same token, searching for mortgages online can take hours off your life, trawling through the headline figures trying to understand the small print, battling with endless forms!


Miss Moneypenny Mortgages,  takes the pain and confusion out of getting your first mortgage.  Our advisors specialise in providing accurate, relevant and professional advice to guide first time buyers through the complex process of getting their first mortgage.

We have access to a comprehensive range of lenders, enabling us to source and compare the best deals to suit your particular financial circumstance. With our guidance you can make the right choice of mortgage for your personal situation.

Our advice and guidance will save you a considerable amount of time, stress and potentially money. Let us take the pain away !

Contact us on to see how we can help support and guide you through this complex process and provide you with a solution that suits you and your lifestyle.